Bad Credit Consolidation Loan

Archive for January, 2010

uscjessie asked:


I have really bad credit – an early lesson learned. It is on the rebound ( I am paying off my collections one by one). I am out of school and have a ton of student loan debt. I wanted to drive my current car longer but it is giving out on me. I can’t get a decent car loan because of my credit. My current car payment is $250 a month and I have no problem paying it with my income. I ran into some major financial trouble 2 years ago and was 60 days late 3 times in a row. Since then, I am out of college, have a good job… etc. Anyway, a relative has offered to co-sign for me. How do the creditors determine what interest rate to charge? And, if I pay my secured credit card bills on time, how long would it be before I could refinance to get the co-signers name off?

bad credit car loan

jer asked:


Are all these debt consolidation companies for real. They advertise they can reduce your bebt by up to 75%.; Are these some sort of scams?

debt consolidation

M@r1ey asked:


It’s really killing me I work all day come home to 5 kids whom I raise alone child support for one wow, i basically do it by myself, and god help me it’s the hardest thing i do, but I do it, I stress everyday struggling to get by. I get paid every two weeks, I’m in debt because of the cost of living and I get can’t get out living costs more than I make and I refuse to go back to the ghetto and I’m not even fully out. I just want to be able to get by not stress over paying this and paying that bills galore I can’t afford to live anymore what do I do? Solutions no criticism please thank you much.

debt solutions

tammie asked:


You know you need to do something but when do you choose credit couseling and when do you chose bankruptcy?

bankruptcy

Sarah asked:


When I was 18 I messed up pretty bad with a credit card and a car loan. I ended up getting sick and losing both of my jobs and incurred all of the medical bills. I have never been able to pay them off. I ended up getting married 2 years ago and I still haven’t paid off my debt because I felt guilty about my husband having to pay off my debt when it wasn’t his to deal with. Anyways. I have about $10,000 in debt between everything, and I haven’t worked in a year because I’ve been a stay at home mom. Unfortunately my husband and I are planning on filing for a divorce when we get back to the states next May, and I am so worried that I will not be able to even get an apartment or even a job because of my credit and because I haven’t had a job and I don’t pay the bills. We live in Navy housing so we don’t have to worry about any bills other than the phone and cable.

I realize this is my own fault and I want desperately to take responsibility.
As I stated, I don’t feel right about using my husband’s money to fix my debt…. I’ve been looking for a job for a few months now, but where we are stationed it is very difficult to find any type of job. It took me 7 months to find one before I got pregnant and became a stay at home mom. We leave next May and I am terrified I will be living in a cardboard box. ANY ADVICE?

bad credit car loan

pdogmurphy asked:


This is not a jumbo loan, and I talked to a mortgage guy who quoted me at 5.5 – 5.75%. Just not sure if it’ll go down more.

mortgage refinance

Krista Leigh asked:


PLease help what would be the best move for me?

debt consolidation

Just Wondering asked:


I just purchased it 4 months ago and I am having trouble getting it refinanced but my mortgage payments are really high….

mortgage refinance

Stop worrying about your bad credit rating and start looking for a bad credit loan or bad credit mortgage before it’s too late!  The deeper into 2010 we go, the more strict the credit crunch from 2008 and 2009 is going to be.  Now is the time to start looking for that bad credit loan to restructure your debt.  There are plenty of second change lenders out there that are willing to give you a go. Even if you may have had credit rating difficulties in the past, that’s no reason to give up a dream of owning a new home.  Also, if you wait any longer, the government may very well not renew the home buyer bonus.

The internet is a great starting point for searching for the company to do business with if you’ve got a bad credit rating and no it.  You’ll be able to be comfortable by searching through their qualifications of their loan approvals online versus being intimated or embarrassed by speaking to someone face to face.

We’ll try out best here to always keep the most up to date and accurate information on bad credit loan resources available.  We cannot offer any legal or financial advice.  We can however offer you a great offering of information that can help you in your search for your bad credit loan or bad credit mortgage.

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