Archive for March, 2010

Upside down on a car loan?

AlisonFox(y) asked:


But I want a different car. NOW! I think I could get between $8-10k for my car, but my payoff is around $15k. If I sold this car to a private buyer, how would the bank handle the rest of the loan? And with bad credit, when would I be eligible to finance another vehicle. I wouldn’t even want a new one, I just want a Honda that runs better than my Chevy. Please help!

bad credit car loan

looking for a mortgage lending company by the name of Great Openings. Agent goes by the name of John Swaggart

eunice rogers asked:


A friend wanted to refinance mortgage. His daughter found a lender named John Swaggart. The company name is Great Opening Lending. If someone has heard of him let me know. He has all information (personal) on my friend and family and will return calls. He is worried this might be a scam.

mortgage refinance

Do you give money to family overseas?

??? asked:


If you have parents in another country, how much do you give them if you chose to give them money at all? I have family that is middle class, but since we are living in USA they seem to think we(me and my husband) have excess $ to give away and have asked for financial support. They have been in debt ever since I knew my husband (these are his parents) and I dont really understand what their money is going to waste on. I have offered solutions to my husband but he says the things I suggest are not possible for them(such as becoming a 1car family or selling their home to buy a smaller one) So, I agreed with my husband to send them money for birthdays, xmas and other than that, I dont think it is necessary to send money for any little thing they need (unless it is an emergency of course). What do you think?

debt solutions

Can a married person file bankruptcy alone?

Laura C asked:


I am married, currently seperated, hope to work the marraige out though, but I think I need to file bankruptcy. Can I file alone as married but one my name and my debt which is all in my name?

bankruptcy

Personal debt consolidation loan?

Pelat asked:


Which is better debt consolidation loan or a personal loan??

debt consolidation

I am pregnant, married, and have two kids. Our income is about 3600/ month. Do we qualify for medicaid?

babyra_ra asked:


My kids are ages 4 and 16 months, and we all live in a small town house, but we are hoping to move soon (I don’t know if that would change us being able to qualify or not). We are also paying off alot of debt: ex $300 last month, over $800 this month, in June it was $1037, etc. So I didn’t know if that would count towards qualifying either. Any answers would be greatly appreciated!! And if their are any other solutions other than medicaid, I’d be happy to hear them also. I don’t want to go through the Health Dept. again!! They were awful to me!! Thanks!!

debt solutions

Bad Credit, No Cash, Owe Money on 2006 Car?

camryxmen asked:


Hello everyone i own a 2006 Chevrolet Cobalt SS Supercharged i still owe about 14k on it and its only now work 10k trade in maybe a little more or even less i dont know. my credit is terrible i never filed for bankrupcy but i am going throught a consolidation company to help my debt and paying that now. i want to get out of this loan and trade my car in and get something else with 0 payments or payments under lets say 150 how do i do this if i have bad credit no cash and owing money on my car

bad credit car loan

Do I have a case for fraud if my former partner declares bankruptcy?

Stony asked:


My former partner has defaulted on our contractual agreement in which he is required to pay me $35,000. He put up collateral but sold and/or damaged some of it. He has filed bankruptcy because he has no money. Is his selling and/or damaging collateral give me a case for fraud so that he can be forced to eventually pay me what he owes?

bankruptcy

WHat loan company, has great rate for people with really bad credit like 405 fico score?

c.bielski asked:


I have no down payment need a car to get my son back and forth to school and for me to go to work. The monthly payments need to be 232.00 no more that that

bad credit car loan

Need cheapest method / place to do refinance of mortgage. Purchased house ONLY 3 MONTHS AGO?

j h asked:


Bought house got caught right in middle of finance collapse due to broker being idiot so he was forced to finance mortgage himself for 1 year. Now with 4 month old appraisal 3 month old mortgage I am looking for cheapest way to get into standard 30 year fixed rate. Seems like most places like ditech require 1 year ownership.
NOOOO!!!!! were you not on earth when financial crisis calling for 700 BILLION $ bailout just recently?!?!?!? only idiots think financial ccollapse happened 3 years ago. They cause may have but it was not until recently when lending froze up and most major companies failed or were on brink.
ANDDDDDDDD no prepay penalty, why cant people stick to the question and just try to answer it?!?!?!
i meant 2 years ago not 3 years ago.. oops

mortgage refinance