Bad Credit Consolidation Loan

Archive for April, 2010

Just Wondering asked:


I was wondering if anyone knows which companies offer the best debt consolidation loans. I would like to consolidate my credit cards and my vehicle loan if possible. I have done some research online but have only found a few companies that offer debt consolidation loans and I am not sure who would be best to go with. I am not behind on my payments and do not need credit counseling debt management. I do have a lot of debt though and would like to consolidate into one monthly payment to help save interest and to save a little money each month.

debt consolidation

Lee asked:


Is selling and then leasing back my home that has no mortgage owed a good idea when filing for bankruptcy? I would be financing the home. And then renting it in order to keep my place of residence. Can they take your furniture and everything in the home to pay back the creditors?

bankruptcy

hotbutter270 asked:


i want to get a loan for a car thats owned by another person. its only 13,000 and how would i do that? im only 19 and i own a 04 colorado and have a job but i dont have any credit. i dont have any bad credit i just have a little if any.

bad credit car loan

Jacob’s Mommy (Plus One) asked:


Here’s the situation:
Last June (2006) my Husband and I went to our Lawyer and said we wanted to file bankruptcy. We started the process then (June 2006), and the lawyer told us to stop paying ALL of the things we were filing on…so we did. It has been a year now, and we had run into a few problems along the way and our case is STILL NOT filed with the courts. It is to be filed this month.

My Husband has gotten a better job and now we want to do a debt consolidation INSTEAD of filing for the bankruptcy.

My Questions:
1. Can we still do a debt consolidation after not making any payments to the creditors for a year?
2. How long after the consolidation will it take for our credit scores to go up?
3. How long after the consolidation should it take to get approved for a mortgage?

Thanks!!

debt consolidation

Kate L asked:


So I have a conventional loan at 5.875%. I want to borrow 30k on my home and pay off 20k in bills so I will be refinancing my home at an additional 50k (I have 125k equity in it). They told me the only way to do this is through an FHA loan. I got the good faith estimate and it says 13k estimated total settlement costs added to my loan! So you’re telling me it will cost me 13k to refinance. Um, this isn’t normal is it?

mortgage refinance

Demolition Lover asked:


I have been trying to pay off medical bills, credit card debt, and car insurence, and attempting to apy rent. I’m 4 months behind and they are taking me and my roommate to court. I have no idea whats going to happen. Is there any solution to this problem..? I’m at a loss

debt solutions

heyyyyy asked:


homeownership??? thanks. please give me a answer? thanks

debt consolidation

Beltran asked:


Besides the $300 filing fee what does an attorney charge for a ch. 7 bankruptcy?
is an attorney even needed can i do it on my own?

bankruptcy

Glen D asked:


before destroying the earth, which of following would Republican Party leadership say, to stop funding of a massive program to save the earth?

A. It would cost too many trillions of dollars, not worth it
B. Not worth it, it would burden future generations with massive debt
C. It would promote big government and both Socialism and Fascism at the same time.
D. The national government must not deal with the problem, there are better state or local solutions
E. Since there is only 50% chance that Earth will be destroyed, do not worry about it.
F. No problem, we’re glad that final destruction has come, we’re ready to die.
G. (Could it be all of the Above, for most Conservatives?)
Of course this is not a IF’ question, it’s very likely that someday a large meteor will hit the eart.
It’s also true that blowing it up in space will create hundreds of smaller particles, but the althernative would be worse.

If blown up far enough out, many of the smaller parts, would not hit the earth, better than the whole thing wiping us all out, right?

Taking care of life on earth should be first priority, not taxation or debts.
You cannot put a dollar tag on one live, yet alone 300,000,000 or 7 trillion lives.
Right?
Solutions, or excuses?
WE need solutions, for all earthly and and national health problems, not excuses, right?

debt solutions

Berry X asked:


A poll shows 90% support Buy American but only 38% support the rest of the bill.

Why did buying decrease? Credit implosion.
Why did the credit go bad? Bad credit standards.
What did they buy? Outsourcing.
Where is are industry that can rebuild our economy? China.

In the last 15 years imports have roase 1500% while exports dropped 1100%.The credit debt of Americans has increased along the same lines as there are fewer dollars from GDP going to workers. This meant consumption went up and industry went down. This could be compared to a poor man with balloon loan except it was the retail Business buying jets and outsourcing customers at the same time.

When you send more then half of your growth to another country it balloons faster then a bad loan. When it fills to much with inflation and credit debt it pops. Then you have no industry, the retailer have a smaller customer base, and the banks have more debt then equity.

The only solution that works is to rebuild what every enemy in the world fears American industry and are workers so much better that when even threaten it the crooks around the world scream in fear.

We need to tax non American made goods in stores to make the consumer not want to buy them.

debt solutions