Bad Credit Consolidation Loan

Archive for June, 2010

Wendy B asked:


I had a bankruptcy 9 years ago, and had 2 major surgeries in the last 2 years and fell behind on my credit card payments and one of my car loans, the other is current.
I have 4 current, good trade lines but collections on the others. Can I still get a mortage to purchase a home?

bad credit car loan

imst22 asked:


I currently have a $258k mortgage at 6.5%. My place is worth approximately $350k, so I have about $92k in equity. My debt to income ratio is around 63%. With rates around 5%, I think it would be worthwhile to refinance; however, I was told that my debt to income ratio is too high. My credit score is around 760 and I have never missed any mortgage or bill payments. My debt is largely due to student loans, car payments, credit cards, and depreciation on a rental property that I have. I am actively paying down my debts, but am disappointed that I have not found a lender to refinance with despite good credit, and no missed payments. Are there any lenders that anyone knows of that might work with someone with high debt to income, but good credit? If I get the opportunity to refinance, it will allow me to pay down my debts that much quicker. Thanks for any advice.

mortgage refinance

napqueen asked:


Any problems, suggestions or complaints?

debt consolidation