Does anyone know who will give you a auto loan with bad credit?
August 8th, 2010 | 
Author: Living life – one day at a time! asked:
For a car not off their lot…we already found one we want. But a timeshare we had bought didn’t report that we had paid them in full and closed our account, and so it shows that we’ve been delinquent for like a year and 1/2 
We are disputing it, but until its fixed our used to be good credit has been flushed down the toilet.
We really need to get another car (well van) because of the business we started and how much equipment we have to haul around, including our kids and 2 dogs. We found a used one for like $8000 (which puts our payments where we want them too, even at like a 20% interested)
But we’ve already been denied by the credit union and Chase bank And waiting for a reply from wellsfargo (but doesn’t sound promising)..
I don’t know where else you can apply, is there auto only lenders or anything out there?
Thanks!
Doesn’t matter, co-signers are only good if you have little or no credit…not crap credit. (sorry I just went through it all today so I’m still frustrated at the situation…should have gone to freecreditreport.com lol…then we would have known that they never reported paid)
Thanks we will look into Americredit.
bad credit car loan
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bad credit car loan
Those high interest places that holds your title til you pay it off weekly. Dont ask a co signer or they would be foolish to sign for you.sorrrry because one week of missing a payment and they are respons.
bad credit car loan
Some car dealerships partner with Americredit and they offer car loans to those with blemished credit. I don’t know whether or not you can apply without a dealership as a go-between, but nothing ventured, nothing gained. As odd as it may sound, you may find more financing options by purchasing a used car from a major auto maker dealer lot than trying to privately finance.
bad credit car loan
I was in the same boat, I got an 11000$ truck loan with not very good credit at citifinancial now keep in mind you dont have good credit anymore so if you do find someone to loan you, your intrest will be crazy, mine was 25%. Best bet is to wait for the dispute to go through they have to respond to a dispute on your credit within 30 days, and if it is a mistake then your score will go back up. Otherwise your looking at a high intrest loan and youll have to put probably like 20% down either as a down payment or collateral
bad credit car loan
Financed cars is more expensive to insurance cause it requires full coverage. You can compare how much you would pay for full coverage of this car using this tool – carquotes.fateback.com