Archive for September, 2010

Debt consolidation question?

brooke_and_mike asked:


do debt consolidation companies help you also pay off debts that you owe banks? not bank loans, but bank accounts that were closed and now have large debts

debt consolidation

Debt consolidation help?

draydur asked:


Debt consolidation help?
I have two credit cards, the balance on the first card is $3,598.22 and the balance on the second card is $11,005.89. I want to transfer the balance on the first card to the second card but the credit limit on my second card is not enough to accomodate the balance on my first card. They just raised my credit limit a few months ago and I have a feeling that they would deny another increase. They would not let me talk to their credit department to explain my situation. What should I do? My credit is good. Any suggestions on how I should consolidate them and not pay too much monthly. I’m currently paying $400 on the first card and $200 on the second card.

debt consolidation

whats the legal fee for filing bankruptcy in new york?

Sharlene asked:


from calling around, some lawyers charge as much as $2000, is this normal? But whats the minimum to fee that someone should pay if they are planning on filing bankruptcy?

bankruptcy

Is Obamshelvik protesting his big liberal spending policies too much? And why is he still blaming GWB?

ChiGirl asked:


http://www.reuters.com/article/idUSTRE60S5JY20100129?type=politicsNews%3FfeedType%3DRSSfeedName=politicsNewsutm_source=feedburnerutm_medium=feedutm_campaign=Feed%3A+Reuters%2FPoliticsNews+%28News+%2F+US+%2F+Politics+News%29utm_content=My+Yahoo

An example came from Representative Jeb Hensarling, who asked: Will that new budget, like your old budget, triple the national debt and continue to take us down the path of increasing the cost of government to almost 25 percent of our economy? That’s the question, Mr. President.

Obama complained that the whole question was structured as a talking point for running a campaign.

He slammed blanket Republican opposition to a $787 billion economic stimulus plan passed by the Democratic-led Congress last year, saying despite that opposition, some Republican lawmakers appeared at ribbon-cutting ceremonies for projects in their districts funded by the program.

And he insisted that Friday’s government report of 5.7 percent economic growth for the fourth quarter showed his efforts to jump-start the economy were working.

While acknowledging double-digit unemployment could not be tolerated, Obama also reminded the lawmakers of the high joblessness and huge budget deficit he had inherited from his Republican predecessor, George W. Bush.

Lawmakers applauded Obama politely and gave him a respectful hearing, but they challenged his policies openly during a contentious question-and-answer session.

The president, known for his No-drama Obama demeanor, grew testier as the session wore on.

When Georgia congressman Tom Price charged that Obama had repeatedly accused Republicans of offering no ideas and no solutions, Obama shot back, I don’t think I said that.
That should read protesting OPPOSITION to his big liberal spending policies too much.

debt solutions

loan regardless bad credit?

oscar v asked:


my car was repoed and i need a loan to pay it off asap

bad credit car loan

debt consolidation loans,home equity loans?

minnis0610 asked:


me and my wife just bought a house 7 months ago and when we moved in we did not realize how much we needed to get the house adequete with furniture etc. so now we have ran up quite a few credit cards and have a 4000 furniture bill that we are barely getting by paying .so vcan someone tell me how debt consolidation works, and if it will mess your credit up. our house appraised at 92500,while we owe 86000 on it so any advice u give would help . thanks

debt consolidation

Is refinancing still called refinancing even if you already paid off the old mortgage and own the house?

Dilbert asked:


When you pay it off, is that called unfinancing, or what? And if you get a new mortgage later, is that called refinancing even though it’s a new mortgage? Are the terms and rates usually the same as normal refinancing?

mortgage refinance

apply for a loan credit score drops?

chadweiser asked:


i have applied for a car loan over the internet. a used car dealership website advertises they can finance people with bad credit, bankrutcy or no credit. i dont know how they can do this or find a loaner. my understanding is IF you have a bankrutcy or BAD credit or NO credit its like very hard to get a loan for anything. i hadnt heard from them yet. i am wondering if they had been going through multiple lenders to get me financed. Question……If you apply for a loan they have to check your credit score ect. how many points to you lose from they check?

bad credit car loan

If you have a joint account in collections and one person files bankruptcy what happens?

Nick P asked:


My girlfriend has an old account from an apartment with her ex and he plans to file bankruptcy. She is wondering what will happen with her portion of the debt when he files. Will she still be completely responsible, responsible for half or will it be completely wiped clean? Thanks in advance!!

bankruptcy

Is it true you can’t get any credit after debt consolidation until debt consolidation is over?

:::?::Alice in Wonderland:::?::: asked:


Why would you even want to do it then if you can never get credit after debt consolidating, how long does it take. I’m confused, please clarify?!?

debt consolidation