Bad Credit Consolidation Loan

Archive for the ‘Credit’ Category

larni~ asked:


a good one will be much appriciated

debt consolidation

R P asked:


I know of a person who fell on some very hard times and now has let 8 months go by without paying on his credit cards. It appears that now some of the cards have written off his loan as bad debt, or have turned the delinquent accounts over to collection agencies. This person is unfortunately still so pennyless (and so in debt- close to $80,000 between a handful of credit cards) and he still cannot afford the legal fees to file for bankruptcy. At this point, since he is so delinquent on his credit cards, and his credit is already turned bad after being delinquent for 8 months, is there any reason to file for bankruptcy? He has heard that the bad debt will drop off his credit record after about 7 years, just as one’s record of going bankrupt would. Can anyone validate that this is true? Could there be any advantages for him to go through the bankruptcy process at this point? In other words, what would be the difference in his credit ultimately?

bankruptcy

randbj asked:


I would like to know wether my bankruptcy went through. I filed for it already a year ago and went to court. thanks
okay good. i applied for a credit card from over 10 places and no one accepted me. 10 points

bankruptcy

Ren C asked:


I want to finance a 5,000 car aka get a 5,000 loan from a credit union or bank. Bad news, i’m 20 with no credit history. Also i have no co-signer. I’m employed making $2,000 a month. Is this possible? What types of interest rates am i looking at?

bad credit car loan

Living life – one day at a time! asked:


For a car not off their lot…we already found one we want. But a timeshare we had bought didn’t report that we had paid them in full and closed our account, and so it shows that we’ve been delinquent for like a year and 1/2 We are disputing it, but until its fixed our used to be good credit has been flushed down the toilet.

We really need to get another car (well van) because of the business we started and how much equipment we have to haul around, including our kids and 2 dogs. We found a used one for like $8000 (which puts our payments where we want them too, even at like a 20% interested)

But we’ve already been denied by the credit union and Chase bank And waiting for a reply from wellsfargo (but doesn’t sound promising)..

I don’t know where else you can apply, is there auto only lenders or anything out there?

Thanks!
Doesn’t matter, co-signers are only good if you have little or no credit…not crap credit. (sorry I just went through it all today so I’m still frustrated at the situation…should have gone to freecreditreport.com lol…then we would have known that they never reported paid)
Thanks we will look into Americredit.

bad credit car loan

ryecal asked:


My wife was an employee of a coffee shop who was given a company credit card. The company filed bankruptcy and the card was part of the bankruptcy. Now the bank is coming after her to pay the card off. We received a letter stating that they were withdrawing $2K from our checking account to put towards the card. If the company receives some insurance money for that card, can they also try to get more money from her?

bankruptcy

michelle asked:


i am in desperate need for a new car…i have a reliable job and paycheck, make more the the 1800 a month they ask for…and can make a sizable downpayment…about $6000. im wanting to buy used, but my credit is poor due to school loans i wasnt able to start paying back right away, and have no cosigner….will a dealership still sell me a car? what score is good enough for buying a car?

bad credit car loan

crystal_wade06 asked:


Other than qualifying, do I have to see a credit counselor, is there pre filing paperwork? I live in california. Can I just walk into the bankruptcy court and file in 1 day?

bankruptcy

tortola89 asked:


have too many credit card bills,I want to lower the charges without damaging my credit

debt consolidation

Daniela G asked:


hi i wondert if anyone could help me and tell me where i could get a 10000 £ loan , with bad or non credit history?As i need to buy a car asap.Thank you

bad credit car loan