Bad Credit Consolidation Loan

Archive for the ‘Marriage Divorce’ Category

PAUL asked:


I am in the middle of a divorce filing, and need to file for a legal separation. What is involved without having a lawyer for this? Also, since my ex has all of my personal information and could mess with my credit just for spite, is there any way I can set up a contact and personal password for the credit bureaus to verify it is me asking for credit? I am trying to avoid bankruptcy and get back on my feet, but this has left me financially destitute.
thank you for any help

Website content

Mari asked:


and he has the truck and has been making the payments late! and my name is on it so of course Im getting calls and bad credit, what can I do?? He wont refinance and thats the only option the car dealer place is giving me. Can i take him to court or something and if so how do I do that?

PS we were engaged, together for six years, and have a son together so it wasnt a stupid spurr of the moment thing.

bad credit car loan

Free at last asked:


Back Ground: She is 25 years old and got married two years ago. We put her through school paid 100% of their wedding and even gave them as a wedding present of 2 weeks in Hawaii for a wedding present. I like her husband kinda he always has a few smart things to say to us…on their wedding night he told me (while driving to them to the airport) that he wouldn’t be making the mistakes I made in life…I still don’t know what mistakes he is talking about to this day. But over all we have a good relationship with the both of them…and I love my daughter very, very, much!

The Problem:

They both work, my daughter in the medical field…but 5 Months ago her husband got a DUI and can’t work in his chosen field and has been forced to take a very low-paying job part-time (25-30 hrs a week). In reality their income has been cut by 60%.

Their Situation: They are expecting a baby in January ‘09, they came over last night and laid-out the situation. They are 3 Months behind on the house payment, 19K in credit card debt and getting deeper every Month, electric, phone, water all are past due, two car payments that are two months behind….around $1200 to bring them up to date.

Possible solutions:

(A) Ignore them and say………good luck kids!

(B) Make them a loan of $35K with a strick re-payment plan.

(C) Just give them the $35K-$40K and say….we love you and God Bless!

What would you vote for A, B or plan C

(Note:) My wife is 100% in favor of just giving them whatever they need to take the heat off of them….and NO pay-back. I’m on the fence, I’m am leaning torward just giving them the money.

We can very easily afford this….we wouldn’t even feel or miss the 40K that is not an issue.

thanks for your advice

debt solutions

Emily S asked:


My boyfriend and I have discussed marriage but one of my biggest concerns is his credit. He is working towards improving it, but I know this will take years. I have excellent credit. If we get married and do NOT have any joint accounts, seperate car loans, home in my name, seperate credit cards, etc, will his credit score have any effect on mine? Also if he continues to damage his credit after getting married, will that effect my credit score?

bad credit car loan