<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bad Credit Consolidation Loan &#187; Personal Finance</title>
	<atom:link href="http://www.badcreditconsolidationloan.com.au/category/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.badcreditconsolidationloan.com.au</link>
	<description></description>
	<lastBuildDate>Sun, 02 Oct 2011 04:14:32 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>What is the best way to foreclose on an investment property without ending with debt &amp; taxes?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/09/18/what-is-the-best-way-to-foreclose-on-an-investment-property-without-ending-with-debt-taxes/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/09/18/what-is-the-best-way-to-foreclose-on-an-investment-property-without-ending-with-debt-taxes/#comments</comments>
		<pubDate>Sun, 18 Sep 2011 21:06:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/09/18/what-is-the-best-way-to-foreclose-on-an-investment-property-without-ending-with-debt-taxes/</guid>
		<description><![CDATA[Pritch asked: My realtor is trying to short sale this property, but a bankruptcy attorney recently suggested allowing it to foreclose and for me to file bankruptcy to avoid any debts &#038; taxes.  Is bankruptcy the only option for not ending up with a mountain of debts.  I&#8217;m presently unemployed.Caffeinated Content
]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/09/18/what-is-the-best-way-to-foreclose-on-an-investment-property-without-ending-with-debt-taxes/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Where can someone go to get the best rates on debt consolidation loans? What&#8217;s a good rate?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/09/07/where-can-someone-go-to-get-the-best-rates-on-debt-consolidation-loans-whats-a-good-rate/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/09/07/where-can-someone-go-to-get-the-best-rates-on-debt-consolidation-loans-whats-a-good-rate/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 11:21:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Avoid Bankruptcy]]></category>
		<category><![CDATA[Debt Consolidation Loans]]></category>
		<category><![CDATA[Debt Loans]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Viable Option]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/09/07/where-can-someone-go-to-get-the-best-rates-on-debt-consolidation-loans-whats-a-good-rate/</guid>
		<description><![CDATA[Gwendolyn asked: &#8230;to expect?
How can you evaluate differnt lenders in this space? I am trying to help someone avoid bankruptcy, but need to find out if this is a viable option. Currently he is paying 26.49 % interest!!!avoid bankruptcy
]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/09/07/where-can-someone-go-to-get-the-best-rates-on-debt-consolidation-loans-whats-a-good-rate/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>This sounds nuts but is declaring bankruptcy my SMARTEST option instead of selling ?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/09/02/this-sounds-nuts-but-is-declaring-bankruptcy-my-smartest-option-instead-of-selling/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/09/02/this-sounds-nuts-but-is-declaring-bankruptcy-my-smartest-option-instead-of-selling/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 11:17:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Current Company]]></category>
		<category><![CDATA[Declaring Bankruptcy]]></category>
		<category><![CDATA[Heart]]></category>
		<category><![CDATA[Job]]></category>
		<category><![CDATA[Mortgage Company]]></category>
		<category><![CDATA[Smart]]></category>
		<category><![CDATA[Sounds]]></category>
		<category><![CDATA[Two Ways]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/09/02/this-sounds-nuts-but-is-declaring-bankruptcy-my-smartest-option-instead-of-selling/</guid>
		<description><![CDATA[I?agoodhug asked: I had been planning to sell my house to avoid declaring bankruptcy.
Im facing a tax lien sale for my house (long story but my beloved older boyfriend broke my heart. he had asked me to stay and not move away and i took my house off the market in February , ironically his [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/09/02/this-sounds-nuts-but-is-declaring-bankruptcy-my-smartest-option-instead-of-selling/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Can I use the county tax assessed value of my home when filing a Ch 7 bankruptcy in California?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/08/30/can-i-use-the-county-tax-assessed-value-of-my-home-when-filing-a-ch-7-bankruptcy-in-california/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/08/30/can-i-use-the-county-tax-assessed-value-of-my-home-when-filing-a-ch-7-bankruptcy-in-california/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 08:09:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy Attorney]]></category>
		<category><![CDATA[California Attorney]]></category>
		<category><![CDATA[Ch 7]]></category>
		<category><![CDATA[Chap]]></category>
		<category><![CDATA[Debts]]></category>
		<category><![CDATA[Dish]]></category>
		<category><![CDATA[Trustee]]></category>
		<category><![CDATA[Value Of My Home]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/08/30/can-i-use-the-county-tax-assessed-value-of-my-home-when-filing-a-ch-7-bankruptcy-in-california/</guid>
		<description><![CDATA[DewaynesAngel asked: I consulted an attorney re: filing a chap 7 and was told it may not be a good idea based on the value of my home. They used the website Zillow.com to get the estimated value of my property. My property was given a range of $303k to $390k, with a estimate of [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/08/30/can-i-use-the-county-tax-assessed-value-of-my-home-when-filing-a-ch-7-bankruptcy-in-california/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>which online bankruptcy filing site is the best one to use?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/08/17/which-online-bankruptcy-filing-site-is-the-best-one-to-use/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/08/17/which-online-bankruptcy-filing-site-is-the-best-one-to-use/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 01:41:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy Filing]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[Lawyer]]></category>
		<category><![CDATA[Online Bankruptcy]]></category>
		<category><![CDATA[Online Filing]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/08/17/which-online-bankruptcy-filing-site-is-the-best-one-to-use/</guid>
		<description><![CDATA[Casey b asked: must file chapter 7, want to avoid the fee for lawyer. any suggestionsCreate a video blog
]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/08/17/which-online-bankruptcy-filing-site-is-the-best-one-to-use/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I need to get rid of my second home,but it just isn&#8217;t selling. What can I do?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/08/06/i-need-to-get-rid-of-my-second-homebut-it-just-isnt-selling-what-can-i-do/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/08/06/i-need-to-get-rid-of-my-second-homebut-it-just-isnt-selling-what-can-i-do/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 20:06:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Avoiding Bankruptcy]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Lawyer]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/08/06/i-need-to-get-rid-of-my-second-homebut-it-just-isnt-selling-what-can-i-do/</guid>
		<description><![CDATA[rocketgirl1 asked: I&#8217;m avoiding bankruptcy since I&#8217;ve worked so hard to maintain a good credit score. The issue is that the house is in another state and I can&#8217;t deal with it first hand. I have someone else looking after it but it&#8217;s not the same. Before hiring a lawyer, I just want to be [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/08/06/i-need-to-get-rid-of-my-second-homebut-it-just-isnt-selling-what-can-i-do/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can a mortgage lender answer this for me?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/07/23/can-a-mortgage-lender-answer-this-for-me/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/07/23/can-a-mortgage-lender-answer-this-for-me/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 18:03:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Avoiding Bankruptcy]]></category>
		<category><![CDATA[Consumer Counseling]]></category>
		<category><![CDATA[Consumer Credit Counseling]]></category>
		<category><![CDATA[Debt Program]]></category>
		<category><![CDATA[Debt Reduction Program]]></category>
		<category><![CDATA[Debts]]></category>
		<category><![CDATA[Dmp]]></category>
		<category><![CDATA[Mortgage Lender]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/07/23/can-a-mortgage-lender-answer-this-for-me/</guid>
		<description><![CDATA[boxbeatle asked: Is there a difference between a Consumer Credit Counseling DMP  or a debt reduction program where there has been settlement of debts to pay off quicker as for as a lender is concerned? We are avoiding bankruptcy if we can. We can pay off our debt in half the time at nearly [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/07/23/can-a-mortgage-lender-answer-this-for-me/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Can I draw on a reduced social security benefit as soon as I am eligible as well as start drawing my pension?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/06/26/can-i-draw-on-a-reduced-social-security-benefit-as-soon-as-i-am-eligible-as-well-as-start-drawing-my-pension/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/06/26/can-i-draw-on-a-reduced-social-security-benefit-as-soon-as-i-am-eligible-as-well-as-start-drawing-my-pension/#comments</comments>
		<pubDate>Sun, 26 Jun 2011 12:57:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Avoid Bankruptcy]]></category>
		<category><![CDATA[Drawing]]></category>
		<category><![CDATA[Simple Answer]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Social Security Benefit]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/06/26/can-i-draw-on-a-reduced-social-security-benefit-as-soon-as-i-am-eligible-as-well-as-start-drawing-my-pension/</guid>
		<description><![CDATA[butkus asked: How would I determine how much I could receive from social security if I start drawing my hospital pension when I turn 62 in February. I don&#8217;t want to start drawing this soon but I&#8217;m trying to save my house and avoid bankruptcy. A friend told me the amount I receive will be [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/06/26/can-i-draw-on-a-reduced-social-security-benefit-as-soon-as-i-am-eligible-as-well-as-start-drawing-my-pension/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Forced Bankruptcy?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2011/06/11/forced-bankruptcy/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2011/06/11/forced-bankruptcy/#comments</comments>
		<pubDate>Sat, 11 Jun 2011 16:10:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Aim]]></category>
		<category><![CDATA[Avoid Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Petition]]></category>
		<category><![CDATA[Cash Reserves]]></category>
		<category><![CDATA[File Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mold Infestation]]></category>
		<category><![CDATA[Renovation]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2011/06/11/forced-bankruptcy/</guid>
		<description><![CDATA[josh m asked: Due mainly to a mold infestation, I&#8217;m strongly considering letting my house go to foreclosure.  I have several other reasons for this, but my question is,  how likely is it that the mortgage lender will file an involuntary bankruptcy petition against me in order to collect the outstanding debt?  [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2011/06/11/forced-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Should we refinance our mortgage &#8211; just bought the house 6 months ago &#8211; Please read..?</title>
		<link>http://www.badcreditconsolidationloan.com.au/2010/12/28/should-we-refinance-our-mortgage-just-bought-the-house-6-months-ago-please-read/</link>
		<comments>http://www.badcreditconsolidationloan.com.au/2010/12/28/should-we-refinance-our-mortgage-just-bought-the-house-6-months-ago-please-read/#comments</comments>
		<pubDate>Tue, 28 Dec 2010 04:31:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Good Time]]></category>
		<category><![CDATA[Hometown Bank]]></category>
		<category><![CDATA[Refinance Rates]]></category>

		<guid isPermaLink="false">http://www.badcreditconsolidationloan.com.au/2010/12/28/should-we-refinance-our-mortgage-just-bought-the-house-6-months-ago-please-read/</guid>
		<description><![CDATA[reni768 asked: We bought our house in October and made the 1st payment in November 2007. Our interest rate is 6.25% through Wells Fargo. Our house appraised out at 180,000 and we financed 161,000. We had thought about refinancing to try and get rid of PMI since we have a good bit of equity in [...]]]></description>
		<wfw:commentRss>http://www.badcreditconsolidationloan.com.au/2010/12/28/should-we-refinance-our-mortgage-just-bought-the-house-6-months-ago-please-read/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
	</channel>
</rss>

