Bad Credit Consolidation Loan

Archive for the ‘Personal Finance’ Category

barbi1025 asked:


Is there something I can do to lower the interest rate on my mortgage? I just got laid off and was earning more than my husband. My husband’s salary is low because he’s a salesman and makes commission…and of course times being what they are, those commissions are lower now too. I keep reading about how the government is trying help people with their mortgages. We are no where near foreclosure though – if it ever got that bad luckily I have a great family that would try to help us for a few months before it got to that. But I wanted to know if there is something I take advantage of now that won’t affect our credit or anything.

mortgage refinance

wpgcoder asked:


Online debt consolidation programs help individuals to research, apply and take part in debt reduction programs. The consumer can manage the financing… source: http://www.affiliatetier.com/A_Guide_to_Debt_Cons.php

What is the difference between online debt consolidation and other debt consolidation? The source I posted explains online debt consolidation, but is it any different than debt consolidation not online?

debt consolidation

AnimalDoctor2009 asked:


I have somewhere in the neighborhood of 20 thousand dollars of dischargeable debt. I am college educated and usually able to logic my way out of a box. There are lots of online bankruptcy programs that would save me a considerable amount of money. But am I setting myself up for failure if I use an online program instead of an attorney?

bankruptcy

Jennifer L asked:


Will my employer find out if I file for bankruptcy? Will I ever be able to teach if I file? I know they do extensive background checks for teachers, but will a bankruptcy be a red flag for that profession?

bankruptcy

rvjayoung@yahoo.com asked:


I had to resign a position because of health and am having to file Ch.7 bankruptcy. My AMEX is a Corporate card, even though I am responsible for it and it was obtained based upon my credit. Could anyone who knows explain to me know if this can be included in the bankruptcy?

Much Thanks.

bankruptcy

Vlad B asked:


So about 3 months ago i bought a house as an investment in texas from my uncles. Market value was 93000 i put down 20k and i now owe 73000. the problem is that ever since i bought it the bills have been killing i make aroud 3k a month and my bills add up to 2600…. I need to somehow get a loan to somehow give me some breathing room untill i sell it (in 6-7 months) but since my net/debt ratio is so huge no lender will lend me the money. Even though i told them i plan on selling the house for around 100k (25k) profit in 6 months and pay back the loan.
So what i planned is to sign up and go back to school (online) (i was thinking about it anyways) and use that as a loophole to borrow on a student loan basis as well as federal stafard loans with very low interst and pay back after i finish school. What do yall think? do I have any solutions?

debt solutions

KinGofDramA asked:


My credit score has fallen from 717 to 501 because of some bad decisions I made when I was younger. I still owe about 2800-3000, I was able to find a good job that will be paying me about $2200/month( could earn more) but I need a car to get to from work(Boss Requires it)because I’ll work a normal 9-5 but I will also be on call will need to get to work ASAP. I want to take out a $13000-$15000 Loan I’ll also have my mother as a co-signer(she has good credit) for a ‘04-’05 Cadillac CTS-V. I know the Interest Rate will be high, but what are my chances at a loan?
My 2nd car choice is a 04 Acura TL for about $8000-$9000

bad credit car loan

lily asked:


My boyfriend lost his job recently and im falling behind on my credit cards, there is no way that i can pay rent, utilities and all of my credit cards, im already falling behind, can someone expalin how does debt consolidation works, Pros and Cons? what if i dont own a home, can i still qualify for debt solution? Any suggestions, im stressing, im already getting collection calls

debt consolidation

Musicman asked:


I am in a situation where I am having to use my credit cards more and more for day to day necessities but know I am fighting a losing battle and am going to end up in Bankruptcy. (regrettably if I might ad) But I am also not wanting any problems with accusations of fraud or anything. If i need to buy food/gas etc.. If anyone has been through this please let me know. I am in Michigan if that makes any difference.

Thanks,

bankruptcy

sureenay asked:


My mom is in the process of filing bankruptcy. In the past couple of months, she was having trouble with rent and bills, therefore she took a couple of cash advances because her credit was in good standing. My question is does she need to pay back these cash advances during bankruptcy?

bankruptcy