Posts Tagged ‘Acct’

I bought a car for my fiance when her credit was bad and put it in my name. She makes payments from our acct?

jdhockeygod91 asked:


Do I have the rights to sell the car off my credit since its in my name? If not how can I get it off my credit if she refuses to transfer the loan?

bad credit car loan

Loan and credit advice?

gear jammer asked:


I had car loan 7 months now I can refinance at a lower rate.
But still paying 13%. I want to rebuild my credit.
The new loan I will take I had planed to payoff car in 6 months.
Balance is 15,000 but I put 5,000 down and had planed to pay 1,500 to 3,000 a month to get paid off to aviod the big interest charges.

Bank said I should not pay off so fast may look bad on credit report if take loan of 10,000 and pay off within 6 months.
I was told pay loan down to a few thousand and then just pay normal payment of 250 a month to show on time payments.
But the interest charges make me sick. I want to build credit but at same time not pay sub prime interest. What is best route to pay off with helping credit too.
Once paid off car loan only other revolving acct is a credit card.
I listen to Dave Ramsey and cant wait to be Debt Free.
Should I pay off within 6 months?

bad credit car loan