Posts Tagged ‘Bankruptcies’

Why is my credit SO bad?

Anna asked:


I have never had a credit card, mortgage or car loan. I have never filed bankruptcy. I have looked at my credit report and the majority of problems are medical bills. I also have some unpaid utility bills on there. I cannot even get a cell phone without a $300 deposit. Why do these things make my credit score terrible? I though CC’s and bankruptcies were the major problems. Can anyone explain?

bad credit car loan