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Posts Tagged ‘Bankruptcy Attorney’

DewaynesAngel asked:


I consulted an attorney re: filing a chap 7 and was told it may not be a good idea based on the value of my home. They used the website Zillow.com to get the estimated value of my property. My property was given a range of $303k to $390k, with a estimate of $349k. This value would put me over the CA equity exemption amount of $75k. Is this a reliable valuation? I am hoping to avoid the trustee questioning the value and forcing me to sell my home to pay off debts. Any suggestions on where to get a value that can be used? County tax assessed value? The assessed value is considerably lower than the value found on Zillow. Appraiser? I don’t have the cash to dish out for an appraisal but would rather be safe than sorry. Also, another attorney said that the value of my home shouldn’t have changed much since I purchased a year ago and that we could use the purchase price. I get the feeling he’s misleading me. Any help would be greatly appreciated. Thanks.

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AnimalDoctor2009 asked:


I have somewhere in the neighborhood of 20 thousand dollars of dischargeable debt. I am college educated and usually able to logic my way out of a box. There are lots of online bankruptcy programs that would save me a considerable amount of money. But am I setting myself up for failure if I use an online program instead of an attorney?

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Lemondrop asked:


I received a phone call from a collection agency about a month ago, Tibouron Financial to be exact. I told them very nicely that I had retained a bankruptcy attorney and gave them his name and number. They have called me twice today, and everytime they have called, I would answer the phone on the second ring and there would be a dial tone. Also I should add that this was 7:30 at night. What should I do?

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Beltran asked:


Besides the $300 filing fee what does an attorney charge for a ch. 7 bankruptcy?
is an attorney even needed can i do it on my own?

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