Posts Tagged ‘Car Payment’

How can i avoid car payment and keep car?

chris asked:


I’m can’t afford full coverage insurance anymore and I’m not giving back car…I can trade cars with friend. they wont find….but when they Sue could I go to jail if I don’t pay settlement or can I file bankruptcy …

PS…this is in Florida and I don’t care if ruin credit. thanks

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How can I purchase my first car? I’m a recent college grad with bad credit low-income?

Kelandranessifa asked:


I’m a 23 year old recent college grad. I just recieved my driver’s license and would like to finally get a new or used car (I’ve been relying on public transportation to get me around). The only problem is, I have very bad credit and make only $700/month with no savings left over each month.

I really need a car by the end of this year. When I get to the point when I can get a car, how much should I have saved up (the average) to get my first car? Given my poor credit and low income, how can I afford/pay for the car (payment plans, financing, leasing, no credit check auto loans, insurance, gas costs, etc.)? What other paperwork, tips, tricks, buying info, etc. should I know?

I really appreciate your help! I know nothing about the process and requirements for buying my first car.

bad credit car loan

Brand new car with bad credit? How?

AnnabellActress asked:


I am a single female (25), and live on my own. I currently drive a ‘98 chevy cavalier, and still have a $800 payoff amount. My record is clean, and I was recently quoted a lower insurance amount (not like that will make a difference). Here is the deal. I just recently got a promotion at work which will require me to travel much more. I need a new car (or at least no older than 2 years old). I have horrible credit (which I know makes me a high risk). I GET ALL OF THAT. But, I know that people still manage to work this kind of thing out. Does anyone have any suggestions as to how I can get a loan for around $10k or so, and what I should do with my current car that I still have to pay off? I would appreciate any help!

Note: I do know my FICA score (which I don’t want to share), and have researched all of my credit information. Please be sensitive with your responses, I am not a naive, braindead sorority girl. I know what I am asking, and realize it is a difficult situation. So, please only give me genuine, helpful information. Thanks!
P.S. I am looking to pay NO MORE than $200 a month for a car payment. So, whatever I get as a loan MUST cover the new registration, taxes, etc., plus must keep my payments at or below $200 a month.

Thanks for any advise!

bad credit car loan