Bad Credit Consolidation Loan

Posts Tagged ‘Credit Counseling’

ocmike asked:


I owe 4 different creditors money but it is becoming difficult to pay them all at one time (each month). Should I pay the ones that I can and stop paying one of them and let it go to collections; hoping that I can settle that one account? Thus, avoiding bankruptcy and avoiding credit counseling that I hear does not work.

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Just Wondering asked:


I was wondering if anyone knows which companies offer the best debt consolidation loans. I would like to consolidate my credit cards and my vehicle loan if possible. I have done some research online but have only found a few companies that offer debt consolidation loans and I am not sure who would be best to go with. I am not behind on my payments and do not need credit counseling debt management. I do have a lot of debt though and would like to consolidate into one monthly payment to help save interest and to save a little money each month.

debt consolidation

tammie asked:


You know you need to do something but when do you choose credit couseling and when do you chose bankruptcy?

bankruptcy