Bad Credit Consolidation Loan

Posts Tagged ‘Filing Bankruptcy’

Haunted asked:


After having been wrongfully terminated August of last year, and being out of work for nearly 4 months with no income, my car was repossessed. On top of owing close to $15,000 for that, I owe for a cell phone bill, as well as 4 credit cards, one of which I got to help out while I was out of work. Are there any other options to get myself out of debt without spending years and more money than actually owed to avoid filing bankruptcy? Some of these credit cards have gone up 4 times the amount that was initially owed. One of my major concerns is that I was paying the payment protection plan and none of the companies honored it. I would have easily been able to pay my debt had they honored the payment protection plan. I could dispute that and get the amount owed down to the actual amount, but where does that leave me with paying off a car I don’t have? Please, any advice would be greatly appreciated. I’m only 26 and the last thing I want to do is file bankruptcy.
I’m furthering my education and do not wish to have such poor credit for the next 7 years. How will I be able to afford rent, a car, and paying this debt off while going to school?

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Boy Bawang asked:


Hi i hope you can answer my question in regards of joining the Navy while in process of filing Chapter 7 or Bankruptcy. I talked to my recruiter and he said Navy would still enlist people who filed bankruptcy but will likely get hard time getting security clearance…i am okay with jobs w/o clearance anyway. My question is after i file Bankruptcy would they still processed me in MEPS while waiting for my court order to be discharged on my debts or let say after i get processed in MEPS then i file my bankruptcy while waiting for bootcamp? (am i allowed to do that?) Theres no way i can avoid filing bankruptcy and i really want to join the navy as soon as possible. Thanks

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txmiraclebabies asked:


I am waiting for my attorney to file my bankruptcy request. But in the meantime, I’m getting collection calls from NCO Financial literally every 5 minutes! They have even started calling my parent’s home which I haven’t live in for almost 20 years! They are in their late 80’s and can’t handle the constant calling!

Should I just tell the company that I am filing for bankruptcy? How can that work against me? Or should I just keep avoiding their calls?

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Delectation asked:


I’ve avoided it for as long as I could but I have to file for chapter 7. I have talked to a lawyer and the fee was $1500 from them plus the $249 filing fee for the bankruptcy.

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Ripcity-zen asked:


someone close to me is filing bankruptcy and i want to do all i can to help her feel better about it. i want to say at least in the u.s. there is a forgiveness type law, in other countries debts can’t be discharged. is this true? what other positives can i say to her to comfort?

bankruptcy

sureenay asked:


My mom is in the process of filing bankruptcy. In the past couple of months, she was having trouble with rent and bills, therefore she took a couple of cash advances because her credit was in good standing. My question is does she need to pay back these cash advances during bankruptcy?

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Sharlene asked:


from calling around, some lawyers charge as much as $2000, is this normal? But whats the minimum to fee that someone should pay if they are planning on filing bankruptcy?

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crystal_wade06 asked:


Other than qualifying, do I have to see a credit counselor, is there pre filing paperwork? I live in california. Can I just walk into the bankruptcy court and file in 1 day?

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kldews asked:


My employer filed bankruptcy and has not paid the federal taxes. He has taken taxes our of our individual checks, so I wanted to know how does that affect me the employee?

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Lee asked:


Is selling and then leasing back my home that has no mortgage owed a good idea when filing for bankruptcy? I would be financing the home. And then renting it in order to keep my place of residence. Can they take your furniture and everything in the home to pay back the creditors?

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