Posts Tagged ‘Mortgage Company’

This sounds nuts but is declaring bankruptcy my SMARTEST option instead of selling ?

I?agoodhug asked:


I had been planning to sell my house to avoid declaring bankruptcy.
Im facing a tax lien sale for my house (long story but my beloved older boyfriend broke my heart. he had asked me to stay and not move away and i took my house off the market in February , ironically his house just sold and i found out he had been cheating and lying and then i was laid off from my job last month)

I was planning to sell my house quickly to avoid tax lien sale.
But I’ve just found out two ways I could get more equity in my house if I have more time via bankruptcy (bankruptcy would put a hold on the tax lien sale in my state of PA)
i FOUND OUT I CAN DECLARE A ‘HOMESTEAD’ rebate for 2009 and that would save me 5k on my current taxes.
Also my mortgage company is offering to reduce my mortgage balance by 3%.
thats around 9k.
So if I declare bankruptcy now, I can gain 14k in equity.
If I sell my house quickly at a lower price that lowers the amount I walk away with even further….
So it is smart to declare chapter 13 ?

thanks!

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Mortgage company wants my 2005 and 2006 income tax returns. Is it required?

stan4bass asked:


I applying for a home refinance loan. Mortgage company want me to sign a form to obtain my 05 and 06 income tax returns. Is it required?

mortgage refinance

What determines if the mortgage company will come after you if you walk away from a 80/20 mortgage?

anitak26 asked:


We have an 80/20 mortgage and have tried to refinance with no avail. We did get a 3-yr loan modification, however, after that the price will jump back up again. And if they come after my husband, what do we do then?

mortgage refinance

looking for a mortgage lending company by the name of Great Openings. Agent goes by the name of John Swaggart

eunice rogers asked:


A friend wanted to refinance mortgage. His daughter found a lender named John Swaggart. The company name is Great Opening Lending. If someone has heard of him let me know. He has all information (personal) on my friend and family and will return calls. He is worried this might be a scam.

mortgage refinance

What Mortgage Company has the ad running that offers a refinanced mortgage, plus an equity line, plus?

dave_from_auburn asked:


credit card that earns dollars that go towards paying the note. It sounded like an interesting deal, but I have not heard it again and can’t remember what company ran the ad.

mortgage refinance