Bad Credit Consolidation Loan

Posts Tagged ‘Mortgage’

Ruben asked:


My partner and I decided to buy together a home two years ago. He is unable to meet his financial obligations, and is considering to declare himself in bankruptcy. I can continue paying for my share, but definitely cannot pay for his. Is there any way I can escape from this loan without having a bad credit history? Any tips in how to avoid foreclosure or bankruptcy?

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msgracebridges asked:

www.debt.uselfhelp.com Is less than perfect credit ruining your life? Would you like to qualify for that mortgage so you can buy your dream home or get that loan so you can buy the car that you desperately need? You can! Come to http We can show you how to clean up your credit so you can get on with your life!

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onebyone asked:


I was told that a mortgage must be 6 months old before you can refinance it. Is it true? What law (or statute or regulation…) actually specifies that?

This is in NY state, if that matters. Thanks!!

mortgage refinance

Jacob’s Mommy (Plus One) asked:


Here’s the situation:
Last June (2006) my Husband and I went to our Lawyer and said we wanted to file bankruptcy. We started the process then (June 2006), and the lawyer told us to stop paying ALL of the things we were filing on…so we did. It has been a year now, and we had run into a few problems along the way and our case is STILL NOT filed with the courts. It is to be filed this month.

My Husband has gotten a better job and now we want to do a debt consolidation INSTEAD of filing for the bankruptcy.

My Questions:
1. Can we still do a debt consolidation after not making any payments to the creditors for a year?
2. How long after the consolidation will it take for our credit scores to go up?
3. How long after the consolidation should it take to get approved for a mortgage?

Thanks!!

debt consolidation

oh so blue asked:


I would like to consolidate and make only 1 payment per month (which is ideally less than my current combined two payments). Is now a good time to refinance? I would consider a 7 year ARM to get a lower rate since I plan on selling my home when I am finished with grad school.

mortgage refinance

Dave and Emily A asked:


I just had a Primerica representative come over to my house and show me a solution for a SMART loan. Rates are once again at historic lows once again and their rate was quite a bit higher. But the loan gets me out of debt in 20 years and pays off all my credit cards. I’ve already applied to get a mortgage at my bank, but I like what Primerica has to offer. Any thoughts?

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