Posts Tagged ‘Refinance Mortgage’

I want to refinance my mortgage loan?

ALVINA asked:


My loan was sold to another company. I do not trust this company.

mortgage refinance

Should we refinance for a 30 year mortgage?

Lucky asked:


My husband is laid off from his HVAC job. The company is not doing well so we don’t expect him to be called back. He is thinking about going back to school full time. We are trying to eliminate some of our overhead expenses. The only debt we have is our house. We owe 23 years on our mortgage. We would save $140 a month if we refinance for 30 years. He is 55 years old and the fact that we are getting so close to retirement makes me nervous about a 30 year mortgage. However, once he is working again, our plan would be to pay $300 to $400 extra each month to pay it off early. Everything hinges on his finding employment that pays well.Do you think this is a good idea or should we just keep the mortgage we have. There are no closing costs and refinancing is through our credit union.

mortgage refinance

how to refinance a mortgage with bad credit?

tiggergurl asked:


my mortgage co wont help me (gmac) i dont have good credit at all..i have had a few late payments..just had a baby..i dont get paid that much and my husbands work is slow.. i just want to refi!! no cash out..house is worth approx 70K owe about 65K and dont want to pay for a loan modification cuz if i had the money to do that i would be on here asking for suggestions.. oh i dont want any smart a** answers you can keep them to yourself! i just need honest answers from honest people! thank you
would i just be better off to let them foreclose on it..rent until its off my credit and start fresh in a few yrs?

mortgage refinance

looking for a mortgage lending company by the name of Great Openings. Agent goes by the name of John Swaggart

eunice rogers asked:


A friend wanted to refinance mortgage. His daughter found a lender named John Swaggart. The company name is Great Opening Lending. If someone has heard of him let me know. He has all information (personal) on my friend and family and will return calls. He is worried this might be a scam.

mortgage refinance

Do you need income verification to take out home equity or do a refinance on a current mortgage?

dandoe1979 asked:


I’ve got about $26K left on a 15 year mortgage. House is currently valued at around $350K (bought it about 15 years ago for approximately $150K). Anyway, taking into consideration the current housing market, I’m interested in purchasing another property as an investment property. Current plans are to purchase a place and rent it out to my son and his college roommate. So my question is if I either take out home equity or do a refinance on my current mortgage and take out an additional $150K, is an income verification required? I’m asking because I’m currently retired. I’m planning to supplement a small amount to the rent collected from my son and his roommate to pay for the $150K that I take out. Thanks.

mortgage refinance